Monthly Expenses for an International Master’s Student Studying in Germany

Introduction

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Study abroad in Germany represents a unique opportunity for international students. However, understanding the monthly expenses associated with pursuing a master's degree can help in making informed financial decisions. This article aims to provide a comprehensive guide to the costs involved, from tuition to everyday living expenses.

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Admission and Visa Requirements

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Non-EU citizens applying for a master's program in Germany are required to have a blocked bank account and deposit an annual amount of more than 10,300 Euros to obtain a study visa. This requirement ensures that applicants have sufficient funds to cover living expenses while studying. The number can be higher, depending on the city and individual circumstances.

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Tuition Costs

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Tuition fees for master's programs in Germany can vary significantly:

r r Public Universities: Generally, these are free for EU citizens and long-term residents. However, some non-EU students might need to pay a small fee, which can range from 300 to 1,000 Euros per semester, depending on the university and specific program.r Private Universities: Tuition fees are considerably higher, often ranging between 10,000 to 20,000 Euros per year.r r r

In addition to tuition, other fees such as administrative charges or health insurance might apply, especially for international students.

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Job Search and Employment

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Upon arriving, the job search can be challenging, especially without a scholarship. The unemployment rate for international students can be particularly high, especially in Germany, where strict immigration policies can hinder job prospects. Non-EU students must have a job or a grant to remain in the country legally.

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Living Costs by City

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The cost of living can vary greatly depending on the city you choose to study in:

r r Hubs (Berlin, Hamburg, Frankfurt, Munich): In these cities, rent can be very high. A single room can cost between 400 to 500 Euros per month, while a dormitory room could be cheaper, starting at around 150 to 200 Euros. Eating out or groceries can cost from 100 to 250 Euros per month.r Smaller Cities: Cities like Osnabrück, Offenburg, or other smaller student towns offer more affordable living, with rent typically ranging from 150 to 200 Euros per month. Dormitories can be even cheaper, but securing them early is crucial.r r r

Other Expenses

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Insurance can be a significant expense, especially for younger students under 26, who may be able to get it for 100 to 150 Euros per month. For older students, the cost may be higher.

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Purchasing a car and maintaining it can add to the expenses, especially in bigger cities, where parking and insurance costs can be substantial.

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Additional Savings and Income Sources

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As a student, you have access to several income sources:

r r Student Employee Program (Werkstudent): Earning between 1000 to 1500 Euros per month, this program allows you to work two days a week and contribute significantly to your living expenses.r Gym or Office Jobs: If you choose to work part-time, you can earn around 700 to 800 Euros per month, which is adequate for most living expenses, including partying.r r r

Managing your budget wisely and choosing the right location can significantly affect your monthly expenses. By understanding these costs in advance, you can plan your finances and enjoy a fulfilling academic experience in Germany.

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